UK health insurers offering group private medical schemes

A list of UK insurers that offer group private medical insurance, each linked to the scheme terms they publish themselves. It sets out who is in the market without comparing or ranking what any of them offer.

UK health insurers

Each insurer here links to the scheme terms it publishes itself, so you can read what it offers in its own words.

National Friendly National Deposit Friendly Society

National Friendly is the trading name of National Deposit Friendly Society, a UK mutual society founded in 1868 offering private medical insurance and other financial services.

  • Cover types inpatient, outpatient, cancer, mental health (outpatient sessions only, no inpatient mental health cover) source
  • Established year 1868 source

Freedom Health Insurance

Freedom Health Insurance is a UK independent insurer founded in 2003, offering private medical insurance for individuals and small to medium businesses.

  • Cover types inpatient and day-patient treatment, outpatient cover, therapies/complementary treatment, psychiatric/mental health as an inpatient, cancer treatment, dental and optical cover source
  • Established year 2003 source

The Exeter

The Exeter is a UK mutual society founded in 1927 offering private medical insurance, income protection and life insurance primarily to individuals.

  • Cover types inpatient and day-patient treatment, outpatient cover, therapies/complementary treatment, psychiatric/mental health as an inpatient, cancer treatment source
  • Established year 1927 source

WPA

WPA (Western Provident Association) is a UK not-for-profit private medical insurer founded in 1901, offering health insurance as its sole product.

  • Cover types inpatient and day-patient treatment, outpatient cover, therapies/complementary treatment within outpatient limit, psychiatric/mental health as an inpatient, cancer treatment, dental and optical cover, travel cover source
  • Established year 1901 source

Vitality Health Discovery Holdings

Vitality Health is a UK-based private medical insurer owned by Discovery Holdings that rewards members for healthy living through a programme of discounts and incentives.

  • Cover types inpatient and day-patient treatment, outpatient consultations and tests, therapies/complementary treatment, psychiatric/mental health as an inpatient, cancer treatment, dental cover, travel cover source
  • Established year 2004 source

Aviva Health Aviva

Aviva Health is the health insurance division of Aviva, one of the UK's largest insurance companies, offering tiered private medical insurance plans for individuals, families and businesses.

  • Cover types inpatient and day-patient treatment, outpatient cover, therapies/complementary treatment within outpatient limit, psychiatric/mental health as an inpatient, cancer treatment, dental and optical cover source
  • Established year 1990 source

AXA Health AXA Group

AXA Health is a UK-based private medical insurer and part of the global AXA Group, known for flexible, modular policy options and digital health services.

  • Cover types inpatient and day-patient treatment, outpatient cover, therapies/complementary treatment, psychiatric/mental health as an inpatient, cancer treatment, dental and optical cover, travel cover source
  • Established year 1938 source

Bupa

Bupa (British United Provident Association) is a UK-based not-for-profit private medical insurer offering policies for individuals, families and employers, with no shareholders and all profits reinvested into the business.

  • Cover types inpatient and day-patient treatment, outpatient consultations and tests, therapies/complementary treatment, psychiatric/mental health as an inpatient, cancer treatment, dental and optical cover, travel cover source
  • Established year 1947 source

See what fits your headcount, and what it will cost

The scheme shapes tool maps your headcount against the options insurers publish, and the tax cost explainer sets out what the premium costs you and each employee. Both draw on sources that insurers and HMRC update, so what you see reflects the date each was read.